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Title:

Local Government Financial Institutions in Poland and the European Union

ORCID:

0000-0003-2307-9658   0000-0003-0659-8915   0000-0002-2981-9226

Subject and Keywords:

financial institutions   local government   local government units   local government financial institution   non-banking institution   municipal economy   financial innovation   credit institutions   credit guarantee fund   municipal credit institution   local government credit guarantee institution   savings bank   cooperative bank   local bank   CRD IV   communal savings bank   loan fund   small and medium-sized enterprises   financed SMEs

Abstract:

The book is the culmination of research conducted as part of a research project financed by the Polish National Science Centre. The first thread of this research concerns the functioning of local government financial institutions in Poland and the European Union. However, the second thread concerns the preparation of basic assumptions for the legal regulation of the system of Polish depository and credit institutions (i.e. credit institutions, according to the European Union nomenclature), which are controlled by Polish local government units. In practice, there are two types of local government financial institutions in the European Union: credit institutions and credit guarantee funds. In Poland, of these two types of local government financial institutions, there are local government guarantee funds and loan funds created by voivodships. However, there are no local government depository and credit institutions on the Polish financial market at all. These findings were reflected in the structure of the monograph. It analyses the existing legal regulations regarding local credit institutions and credit guarantee funds in selected European Union countries, as well as the existing legal regulations in Poland regarding the creation of local government financial institutions by local government units. The economic conditions of functioning of guarantee funds in Poland were also taken into account. Then, the findings were used to prepare a proposal for a general outline of the legal regulation of municipal credit institutions in Poland.The main purpose of the monograph is not so much to give the best recommendation for Polish municipal depository and credit institutions, but rather to provide material for further,intensified discussion on such institutions, or even more broadly – the role, significance and legal regulation of local government financial institutions

Place of publishing:

Wrocław

Publisher:

E-Wydawnictwo. Prawnicza i Ekonomiczna Biblioteka Cyfrowa. Wydział Prawa, Administracji i Ekonomii Uniwersytetu Wrocławskiego

Date issued:

2020

Identifier:

ISBN 978-83-66601-02-4 (druk)   ISBN 978-83-66601-03-1 (online)

DOI:

10.34616/23.20.004

Language:

eng

Relation:

(Scientific Works Faculty of Law, Administration and Economics University of Wroclaw)   (E-Monografie ; no 161)

Access rights:

The use of this material is allowed only with accordance of applicable rules of fair use or other exceptions provided by law, and any broader use requires the permission of the authorized entity

License:

Making materials available on the basis of the agreement with the owner of the property copyrights

Rights holder:

Copyright by Witold Srokosz, Tomasz Kopyściański, Rafał Kowalczyk

Autor opisu:

WR U/PAdjm