@misc{Rutkowska-Tomaszewska_Edyta_Prawo_2020, author={Rutkowska-Tomaszewska, Edyta}, copyright={Copyright by Wydawnictwo Uniwersytetu Wrocławskiego Sp. z o.o.}, address={Wrocław}, howpublished={online}, year={2020}, publisher={Wydawnictwo Uniwersytetu Wrocławskiego}, language={pol}, language={eng}, abstract={Acts of Union and national law governing financial services are increasingly beginning to be comprehensive, as they contain not only standards governing the legal conditions under which financial institutions may be permitted to exercise them, but also standards that specifically regulate the rights and obligations of financial services contracts, specific rights of consumers and other mechanisms and instruments for protecting them, the legal nature of which may be questionable. They create consumer financial market law (financial services consumer protection law, and undoubtedly this may give rise to many disputes at the stage of application and interpretation of this law and also contribute to limiting the effectiveness of the mechanisms of financial services consumer protection envisaged by these regulations. The aim of the study is to point out the specificity of this law and to emphasise the need for its proper establishment, application, and enforcement.}, title={Prawo ochrony konsumenta usług finansowych w świetle założenia racjonalnego ustawodawcy — kilka wybranych uwag}, type={text}, keywords={consumer, consumer protection, financial service, financial services consumer protection law, enforcement of consumer protection law, application of consumer protection law}, }