Interview 12
Cash Money (pseudonymized) is 29 years old. He graduated from the university 5 years again but decided to start scamming after two years without a job. “Cash Money” has been scamming for 3 years now. “Cash Money” is single with 13 siblings in a polygamous family. The interview was conducted outside the club where “Cash Money” spend time with his girlfriend. 
Illegality and Immorality
Illegality is defined by “Cash Money” as activities that the country considers to be against the law. He defined immorality as any activity that is considered bad in the society. To clarify this position, he mentioned that if something is said to be bad in the society and you do it, it is immoral and when something is punishable by law, it is illegal. He believes that immorality and illegal are link but are not the same. He mentioned that somethings are both illegal and immoral and somethings are only illegal or immoral. He gave an example of raping, stealing, killing, smocking wed as examples of acts that are both illegal and immoral. According to him, police and arrest a person who steals, raps, or smokes wed and at the same times, those acts are immoral according his society. He mentioned that, it is immoral to read the Quran in the toilet but it’s not illegal to do so. He also mentioned that it is illegal to ride a motorbike without crush-helmet but its not immoral. He further added that, everything the Quran speak against is immoral and that his society is built on Islamic values that is why he said immoral is something that is against the societal values. 
They are different.. which one first?..ok I will start with the illegal..the illegal is something that is against the law.. it means if you do them, you have trouble with the police. But immoral is something that is not allow in our society..ok something like reading the Quran in the toilet.. is not allow in this society. So if you do that is immoral.. yes, there are somethings which are immoral and illegal at the same time..for example, if you rape somebody, its illegal because the police can arrest you for that..but is also immoral because our society don’t allow raping…there are so many things, like example, stealing too.. is illegal. Is also immoral.. yes, I talk about it because the Quran is a holy book and you are not suppose to read it when you are in the toilet..and I said that is not allow in our society because you know we are Muslims and we don’t allow that.. yes, because we are Muslims, what ever that the Quran say we should not do, we don’t because if you do them, it will be immoral……

Obeying the law and morality 
“Cash Money” believes that it is good to obey both the law and the morality but he doubts that people can do that always. According to him, disobeying the law and the morals of the societies makes the society an interesting place. According to him, without law breakers and immoral people, the society will be boring and that God created the world for us to live differently. He mentioned that the society and the law makers know that human beings will always break the laws and that is why there is the law. He mentioned that if law wasn’t breakable, then there would have been any law or moral code at all. 
I think its important to obey the laws and the moral thing..but I don’t think that we can obey them everything…master, that will be even be boring. Lets assume that, everyone is obeying the laws and the moral.. the society will be too boring… I can’t explain but it will be boring… the laws are there for people to break them… even the law makers know that… if people don’t break laws, there will not be laws ..so before you say a law or God saying that we should not do something, it means there are people who will do them… So law come for breaking haha….
According to him, whether we like it or not, we will always break the laws and the moral codes. “Cash Money” sees breaking the law and moral code as something normal and not a big deal. 
Why people break the law and moral code sometimes
“Cash Money” believes that human nature is the first thing to considered when we think about law and moral law breaking. According to him, God name human beings as “Insan”- meaning imperfect creatures. According to him, human beings nature are law breakers. He also added that people break the laws because there is no justice in the society. According to him, people break the law sometimes because they need to survive.
For breaking the law is part of nature… because God created human beings and make them law breakers.. Can you see that God call human beings “Insan”?.... I know you know the meaning but you are still asking me hahaa.. correct me if I am wrong.. Insan means a law breaker or a sinner.. thank you ahha. So, you say that, God is aware that human beings will always break the laws.. so is part of nature to break laws… Well, another thing can be, for example, sometimes people can break the law because they want to survive…..
 He mentioned the example of a person who steals to feed himself or person who smokes feed to get away from his frustrations. He mentioned that though stealing is not good but some people steal to get money to feed themselves because nobody will feed that person. He also mentioned that people somethings do immoral and illegal things to get money so that they can be respected in their families and societies. According to him, people only respect those who are rich and that without money, people will not respect you or even agrees for you (as man) to marry their daughters. He added that if a person has a problem that can be solved by illegal or immoral means, he doesn’t see anything wrong with doing the illegal or immoral to solve that problem. According to him, the only illegal thing that he will never advise anybody to do is to kill another person. He believes that, if any illegal or immoral activity can help solve a problem which will not lead to someone’s death, then he will not blame a person for doing such thing.
He gave a story of his cohort (scammers) to illustrate how scamming helped him to marry the girl he loves. According to him, his friend and his girlfriend loved each other but the girl’s parent didn’t allow him to marry the girl because he didn’t have money. According to him, his friend did everything possible, including sending religious leaders to the girls family to convince them but they refused to allow him to marry the girl. According to him, when he’s friend finally got big money from his client, the parents of the girl agreed that he can marry their daughter. According to him, they had a scamming deal and he’s friend took $31,000.00 and from that money he bought a car and built a house. According to him, when the girl’s parents saw his house and car and started respecting him and asking him about his plans to marry their daughter. According to him, his friend finally married the girl and they’re living happily together. 

Scamming as illegal or immoral
“Cash Money” opines that he understands why people say scamming is immoral but he doesn’t consider scamming to be bad. According to him, he believes that what the society says about scam is true but he also believe that scamming white people is not bad. According to him, the society believes that scamming is immoral and that God will punish those who scam because of the lies and stealing that is involve. He mentioned that the society and those who say scamming is immoral forget that the white man took from Africa during the slave trade and that stealing from white people is not bad. He also mentioned that if he doesn’t scam, hunger will kill him and he’s family and God will still punish him for not doing anything to provide food for himself and his family. According to him, the society said stealing from the white people is immoral but he doesn’t think that is not wrong. According to him, the white people came and steal from their (African) grandfathers and they (scammers) are taking back what was stolen from them. 
I get it, people say that scamming is bad, scammers will go to hell because we are thieves, we are liars and all that.. I believe that lying, stealing and all the things people are saying is true, but I think scamming is not immoral. Because, master even religion say that titi for tat is not a sin.. those who are just saying that scamming is bad and gameboys will go to hell blab la bla, have they forgotten what the white men did to your grand-grandfathers?..when they were stealing our gold, killing our grandfathers, nobody said they will go to hell or they are immoral, and now we are taking our gold back and people are saying that we will go to hell.. if we will go to hell, it means that religion is not true because, tit for tat is for real master…..
According to him, scamming would have been totally bad or immoral if the clients were black people. He mentioned that there is nothing wrong with stealing money from somebody who stole from your parents before. He mentioned that scamming the white people will be immoral if they (white men) return whatever they stole from Africa. “Cash Money” total disagree that scamming is illegal. According to him, scamming is not wrong according to the laws of the country. To him, scamming is very good for the country and cannot be illegal. He sees scamming as a business model that helps, not only the poor youth but also the politicians and the government. He mentioned that scamming has helped reduced a lot of illegal activities such as robbery, stealing, and property crimes. According to him, people were into robbery, stealing, and property crimes because there were no jobs for people. According to him, scamming has provided jobs for a lot  of people in that people don’t have to steal or involve in robbery. According to him, instead of robber or stealing, scamming is the best solution. He added that, scammers have businesses that generate income and job opportunities. He mentioned that scamming is saving the country and that is why the government doesn’t worry them (scammers) again. He, however mentioned that scamming can be immoral if the scammer scams a poor black man. he added that when a person scams a rich black person is still immoral but not too bad because rich people watch people to suffer. According to him, he doesn’t believe that stealing from the rich person, whether black or white man, and given it to the poor is immoral. Meanwhile, he holds that scamming a white man, whether poor or rich is not immoral because the whites were those who stole from the black first. 
“Cash Money” Attitude to Clients
“Cash Money” holds that the clients are his business partners and that as long as the client is able to send him money, he is ready to continue with the client. According to him, if the client doesn’t longer have money to send him, he will take the clients bank details and use it for other scamming formats. He mentioned that, he has never decided to stop scamming any of his client until the client decides to stop chatting with him. Getting to know his clients more doesn’t influence the decision of “Cash Money”. According to him, he meets both good people and bad people as clients but he doesn’t care whether the client is a good person or not, he cares about the money. he describe bad people as those who speak bad about Africa. According to him, is part of his format when he is chatting with client. He tries to know whether such client likes blacks or not so that he will know how much he can scam him/her. 
For me master, this is business.. you don’t stop taking money from your client when you are still doing business with them. So I don’t do that.. for me, I will take their money and keep taking until they don’t have money again.. even when my client don’t have money, I can just take his bank account details and use it for business.. oh master, we have some moves, if you have the bank details of your client, we have those who  are doing it. They can use her account detail to get money.. like they can wire money in her account and she will take it for you…yes, I was saying that, I will keep taking their money, I don’t feel pity for them…whether a good person or bad person..but the bad ones I make sure they cry haha.. I know the bad ones because is part of my format… for example, I can just pretend like I don’t like black people and see whether he will also say something bad about black people..if he say bad things, then I know he’s the bad one..I will make him suffer…but some, if you say something about black people, they will tell you that they like black people..they don’t hate black people..those ones, for them I can consider them, if they don’t have money, I can decide not to use their bank account…haha
According to him, when the whiteman was taking the gold from their grandfathers and using them as slaves, they didn’t feel any sympathy for them (grandfathers) and that there’s no way he will feel pity for a client too. According to him, any white person deserves to be scammed because he believes that the whites are living the life that African should have been living. He said that the money that Africa would have used to make life easy for everyone is the money that the white people are using. 
“Cash Money” gave me a story of the time he’s client was begging him to send her (client) back the money he sent. According to him, he and 6 of his cohorts were scamming a USA woman until she didn’t have money to send them and they made her to sell her house and send the money to them (scammers). According to him, he was the main scammer, talking to the client. According to him, he showed the client a house he wanted to buy for them (client and scammer) and he wanted her to sell her (client) to sell her house and give him the money so that he could acquire the new house. According to him,  they (scammers) were able to make the money sold her house and send them the money. After that the women realized that it was a scam. According to him, the client called him, and was begging and crying that he should send her the money. According to him, he didn’t mind her and decided to block her because they (scammers) got what they wanted. According to him, the client will also feel the pain that his grandfathers felt during the slave trading and the pain every Ghanaian is feeling. 

Who becomes “Cash Money” clients
According to “Cash Money”, his clients are white people, especially clients who can speak English. According to him, white people who don’t speak English are difficult to be scammed because clients and scammers needs to speak the same language before scam is possible. According to him, when he meets a client who doesn’t speak English, he prefers to give that client to another scammer who can struggle with such client. According to him, his clients are usually from Canada, USA, UK, Australia, Germany, Italy, and other European countries. According to him, he doesn’t scam any black person because scamming a black person, whether in the country or abroad. According to him, the white people are still punishing the black people abroad that that those black people abroad are his brothers and sisters. According to him, only white people deserves to be scammed because they took from Africa. 
Master, this scam is for white people.. the black people are our brothers. So we can’t scam them..for me, I think only white people should be scam..master, they  are still doing many many bad things to blacks in American, Europe, Germany. So let’s scam them..lets get our money back.. I am telling you master, this people are the reason why we are suffering like this… because are they not the people who steal our resource from us?...yes, if we have all the gold they steal, we will be rich….
He, however mentioned that there are some people who do local scam. He also referred to those who do local scam as GAJA boys. According to him, those boys are not scammers, they are thieves and are different from scammers. He mentioned that GAJA boys don’t care whether you are a family member, a friend, a neighbor, black or white, so far as a person can fall into their trap, they will scam such a person.